Happy New Years to all Friends, Families and Businesses of The Spencer Agency!
The Spencer Agency provides comprehensive insurance solutions for individuals, families, and businesses at every stage of life. Whether you’re protecting your home, your health, your employees, or your future, our role is straightforward: find the right coverage, explain it clearly, and ensure it works when you need it most.
Insurance shouldn’t feel overwhelming or transactional — it should feel like confidence.
Businesses face unique risks, and one uncovered loss can change everything. From general liability and workers’ comp to commercial property, professional liability, and employee benefits, we help business owners protect what they’ve built — and the people who make it run.
Coverage that lets you focus on growth, not risk.
Health insurance is often the most confusing and stressful type of coverage — and the most important. We help individuals, families, seniors, and employers navigate Marketplace plans, Medicare options, and group health benefits with clarity and honesty. Our goal isn’t just enrollment; it’s making sure you understand your coverage, your costs, and how to actually use your benefits when life happens.
Protection when it matters most — without the confusion.
Your home and vehicles are major investments — and your first line of protection. We help you find coverage that actually protects you when accidents, storms, or unexpected losses occur. No shortcuts, no gaps, no guessing what’s covered after the fact.
Real protection for real life.
Life insurance is about more than a policy — it’s about protecting the people who depend on you. Whether you’re planning for a family, securing a mortgage, or building long-term wealth strategies, we help design coverage that fits your life and your goals. Simple, honest planning that creates peace of mind today and security for tomorrow.
Because the people you love deserve certainty.
If it’s insurable, we’ll find a solution. From umbrella policies and specialty coverage to unique personal or commercial risks, we work across carriers and markets to build protection that fits your exact situation.
One agency. Every solution.