Personalized insurance solutions for individuals, families, and businesses across 𝐓ennessee

Born and raised in Knoxville, we are a father–son team proud to serve the same community that shaped us. As Bearden High alumni, we share deep roots in East Tennessee and a genuine passion for helping the people who make this city what it is. At The Spencer Agency, we blend many years of experience with a fresh, forward-thinking approach to insurance—combining local knowledge, trust, and personalized care. Whether it’s protecting your health, your business, or your family’s future, our goal is simple: to provide clarity, confidence, and coverage that gives our neighbors, friends, and families a lasting peace of mind.