Personalized insurance solutions for individuals, families, and businesses across 𝐓ennessee

Born and raised in Knoxville, we’re a father–son team proud to serve the community that raised us. At The Spencer Agency, our mission goes beyond simply putting coverage in place. We believe insurance should protect you when life takes an unexpected turn and make sense while you’re living it.

We work with local families, friends, and businesses to not only secure the right coverage, but to educate and empower them along the way. Insurance shouldn’t feel confusing, intimidating, or like a chore. Our goal is to break it down, explain it clearly, and help our clients confidently navigate an industry that’s often unnecessarily complex.

From health insurance to business protection, we’re here to make insurance simple, personal, and something you actually understand—so when it matters most, you know exactly where you stand.